Close More. Discount Less. Get Paid Upfront.

The ONLY Proposal & Billing Platform with Embedded BNPL.

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trusted and affirmed by

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Testimonials

"Ratio stood out as the only B2B BNPL solution able to customize financing terms to how we sell and how our customers prefer to pay. As an added benefit, their quote-to-cash capabilities were more than sufficient for our needs, allowing us to avoid the cost and complexity of implementing a separate Proposal system."
Matt Woodrome
Director of Growth Initiatives

"Ratio’s platform allows us to close deals in minutes. Sales & Finance love the all-in-one platform from proposal to cash. With Ratio we will 2-3x ARR this year, while collecting the cash upfront."
Joe Brown
Founder & CEO

"Ratio has been a game-changer—its seconds-fast, zero-friction underwriting covers every deal size we pitch, sparing us the back-and-forth and the uncertainty in approvals we endured with other vendors; letting our reps focus on closing, not chasing credit checks."
Curtis Bendt
CRO

Amplify Your Revenue with Ratio

Adaptive Purchase Experience

• Close Faster
• Close More
• Discount less
• Reduce Risk

Reduce Sales Friction

• Overcome approval cycles, departmental budget limitations and cash flow challenges.

Enhance Cash Flow

• Get paid now even when your customers choose to pay later
• Leave stressful and manual billing behind
• Invest strategically without any dilution or delay

Boost

• Embedded flexible payment options to close more deals faster

Trade

• Get funded now leveraging your existing recurring revenues

loved by Customers & industry leaders

"B2B SaaS sellers will really appreciate the competitive advantage they gain with Ratio’s customer-centric flexible payment options. Every SaaS company can use Ratio."
Tom Rilley
Board Member