Make Hardware Affordable &  Secure More Deals

Offer unlimited payment flexibility to your customers to win more deals faster. They get the tools and you get the full value of the contract upfront.

Embed Payment Flexibility

Robotics & hardware can be expensive, that’s why Ratio helps you land more deals by allowing you to create customized offers for every deal. You decide if you want to pass on the financing fee to the customer, split it, or cover it yourself. With our embedded solutions, you don’t even have to leave your CRM!

How it works

What’s Not to love?

Sell more deals - increase conversion rates

Reduce CAC payback time period

Reduce average discount

Sell Faster - Less negotiation on term

No 3rd party leasing company needed

Convert to X-as-a-Service business

Embed in CRM or CPQ

Ratio Financing Benefits Everyone

Seller Benefits

Ratio Boost is a unique approach to embed financing at the point of sale. Sellers get to provide unparalleled payment flexibility, collect the full value of the contracts upfront, and gain access to tools to help optimize pricing. Since we are true sale, the seller transfers the full risk of collections to Ratio which is equipped to underwrite and assess the creditworthiness of prospective customers.

Flexibility to increase conversions (e.g. no downpayment required)

Reduce customer acquisition costs with fully embedded product processes at Point of Sale

No personal guarantee required

Transfer all risk, billing, and collections seamlessly

Ultimate payment flexibility, choose who pays the financing fees

Increase value by converting to SaaS (convert install and professional services to ARR)

Co-develop to match customer needs

Realize cash upfront

Buyer Benefits

From a buyer perspective, minimizing upfront cash outflows on CapEx purchases is the smarter strategy in a high-interest rate environment. By now pay later also provides higher flexibility to the buyer on when and how they want to pay. It shifts agency and choice to the buyer based on actual creditworthiness vs. arbitrary limitations imposed by the seller.

Zero upfront costs

Lower overall TCO

Payment flexibility (defer, pay over time, etc.)

Access best-in-class solution affordably

FAQs

How does Ratio Boost work?

Ratio Boost is similar to consumer buy-now-pay-later but focuses on business buyers. In Boost, the financing is embedded into the sales workflow and the financing costs can be passed on to the buyer. It can be embedded into the vendor’s website or their sales processes encapsulated in CRM and CPQ.

What is a True Sale?

A True Sale is a transaction where cash-generating assets (accounts receivable, annual contracts, multi-year contracts, etc.) are fully transferred from a seller to a buyer for a purchase consideration.